COVID19 Notice: We’re still here for you! We’re working from home. So please don’t visit our offices or post anything to us. If you can’t keep up repayments because of the pandemic, we can help with options to reduce or defer payments. The most important thing is to get in touch.
We can finance your next car
And we like to say YES
REPAYMENT CALCULATOR PROVIDES AN INDICATIVE QUOTE.
APPLY NOW FOR A NO OBLIGATION QUOTE TAILORED TO YOUR CREDIT PROFILE
Representative example: Cash Price £8,976. Deposit £1,000. Finance £7,976. Term 61 months. 59 monthly payments of £224.16. 1 final payment of £324.16 a month later (inc option to purchase fee £100) Total Charge for Credit £5,573.60. Total amount payable £14,549.60 (inc deposit £1,000), Representative 24.6% APR
NO PAYMENT FOR 2 MONTHS
£100 OPTION TO PURCHASE FEE
Rates and terms may differ, depending on your circumstances and the loan to value ratio
Subject to status
Borrow from us, and we will look after you, from start to finish:
Eligibility check with soft search.
No obligations quote and decision.
No Middle Men
We are the lender.
We don’t use middle men
No Call Centres
We don’t use call centres.
When you call, we answer.
No Deposit = No Problem
No Hidden Extras
No Deposit? No Problem.
(subject to status)
No set up fees. No hidden charges.
£100 Option to Purchase fee with last payment
No Payment for Two Months
You start paying 2 months after signing up.
Local & Compliant
Authorised by the FCA as a lender.
Based in the West Midlands.
Who We Are...
We are local, friendly and professional. We will treat you fairly and take the time to listen to you. So if you are looking for vehicle finance, tailor made to your needs, get in touch for a quote and eligibility check.
Your personal data..and your happiness.. is very important
In fact, you are important!
We work very hard to provide the best service we can, to all of our customers.
We look after your data securely.
And if you're not happy for any reason, we want to know why. Because we can only improve if we understand how you feel we've let you down.
We keep your information securely in the UK and only share it with others when absolutely necessary.
We will never sell your data.
The Credit Reference Agency Information Notice tells you how the credit reference agencies use your personal information.
We work hard to do the best for our customers. But sometimes things go wrong. So if you think we could have done better, please let us know.
Fair, clear and not misleading:
We can take the time to work with you through the application stage, and to give you the help you need during the lifetime of your finance with us. Before you sign the final paperwork, we will go through everything in detail, and give you the chance to ask us any questions you might have.
HP: Vehicle Finance
We mainly provide finance on regulated Hire Purchase Agreements.
This is the traditional method of vehicle finance.
Pre Approved HP
If you’re not sure how much you can borrow, we can work out a pre-approved budget for your car finance.
PCP: Vehicle Finance
We also offer PCP Agreements. At the end of the term you either pay a ‘balloon’ payment, or hand back the vehicle.
For Any Purpose
Currently only considering personal loans under very limited circumstances.
For Negative Equity
If you’re struggling to change your vehicle because of negative equity, we might be able to help
What People Say About Us
07935 862 429
Stour Vale and Stour Vale Finance Co Ltd are abbreviations or trading names of Stour Vale Finance Company Limited, registered in the UK, Company registration number 00709939
Regulated and authorised by the Financial Conduct Authority, FRN 670955
A member of the Consumer Credit Trade Association.