COVID19 Notice: We’re still here for you! We’re working from home. So please don’t visit our offices or post anything to us. If you can’t keep up repayments because of the pandemic, we can help with options to reduce or defer payments. The most important thing is to get in touch.

We can finance your next car

And we like to say YES

Repayment Calculator

How much do you want to borrow?
For how long?
Your credit rating:
Amount of Credit
Term
APR
Credit rating
Total Charge For Credit
Total Amount Repayable
Repayments

REPAYMENT CALCULATOR PROVIDES AN INDICATIVE QUOTE.
APPLY NOW FOR A NO OBLIGATION QUOTE TAILORED TO YOUR CREDIT PROFILE
Representative example: Cash Price £8,976. Deposit £1,000. Finance £7,976. Term 61 months. 59 monthly payments of £224.16. 1 final payment of £324.16 a month later (inc option to purchase fee £100) Total Charge for Credit £5,573.60. Total amount payable £14,549.60 (inc deposit £1,000), Representative 24.6% APR
NO PAYMENT FOR 2 MONTHS
£100 OPTION TO PURCHASE FEE
Rates and terms may differ, depending on your circumstances and the loan to value ratio
Subject to status

Our Service

Borrow from us, and we will look after you, from start to finish:

No Footprint

Eligibility check with soft search.

No obligations quote and decision.

No Middle Men

We are the lender.

We don’t use middle men

No Call Centres

We don’t use call centres.

When you call, we answer.

No Deposit = No Problem
No Hidden Extras

No Deposit? No Problem. 

(subject to status)

No set up fees. No hidden charges.

£100 Option to Purchase fee with last payment

 

No Payment for Two Months

You start paying 2 months after signing up.

Local & Compliant

Authorised by the FCA as a lender.

Based in the West Midlands.

Who We Are...

We are local, friendly and professional. We will treat you fairly and take the time to listen to you. So if you are looking for vehicle finance, tailor made to your needs, get in touch for a quote and eligibility check.

A member of the Consumer Credit Trade Association. 

Regulated and authorised by the Financial Conduct Authority:

Complaints governed by the Financial Ombudsman Service:

Your personal data..and your happiness.. is very important

In fact, you are important!
We work very hard to provide the best service we can, to all of our customers.
We look after your data securely.
And if you are not happy for any reason, we want to know why. Because we can only improve if we understand how you feel we have let you down.

Privacy policy

We keep your information securely in the UK and only share it with others when absolutely necessary.

We will never sell your data.

CRAIN

The Credit Reference Agency Information Notice tells you how the credit reference agencies use your personal information.

Complaints

We work hard to do the best for our customers. But sometimes things go wrong. So if you think we could have done better, please let us know.

Our Loans

Fair, clear and not misleading: 

We can take the time to work with you through the application stage, and to give you the help you need during the lifetime of your finance with us. Before you sign the final paperwork, we will go through everything in detail, and give you the chance to ask us any questions you might have.

HP: Vehicle Finance

We mainly provide finance on regulated Hire Purchase Agreements. 
This is the traditional method of vehicle finance.

Pre Approved HP

If you’re not sure how much you can borrow, we can work out a pre-approved budget for your car finance. 

 

PCP: Vehicle Finance

We also offer PCP Agreements. At the end of the term you either pay a ‘balloon’ payment, or hand back the vehicle.

Personal Loans
For Any Purpose

UPDATE 20/07/2020:
Currently only considering personal loans under very limited circumstances.

Personal Loans
For Negative Equity

If you’re struggling to change your vehicle because of negative equity, we might be able to help

What People Say About Us

Absolutely fantastic team, always on hand to help. With a professional service from start to finish would highly recommend 🙂
DH
Customer
This finance company is fantastic, you get a personal touch here unlike other finance companies whom you speak to people and will never meet. The service you get is second to none, very professional, highly recommended.
SO
Dealer
I must say how extremely delighted I was with Stour Vale Finance. From my first phone call to my final meeting with you today, I feel I have been treated with the upmost respect and professionalism. I feel with your company I am not a number, but instead a customer which is not the feeling you get with a lot of companies nowadays
AB
Customer

Address :
Commercial House

High Street

Brockmoor

DY5 3JA

Contact :
01384 483499 
Text:
07935 862 429

Contact Us

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Stour Vale and Stour Vale Finance Co Ltd are abbreviations or trading names of Stour Vale Finance Company Limited, registered in the UK, Company registration number 00709939

Regulated and authorised by the Financial Conduct Authority, FRN 670955

A member of the Consumer Credit Trade Association.